Ponchos.

h&m

asos.com

I love to be warm and comfortable when it is cold outside. Layering and layering with boots and jackets. But a poncho is my new solution to keeping warm. I can layer and it looks great with my combat boots and leggings. Try visiting your local vintage shops and find a good deal under $20, H&M has a great one for $50, or check out a higher end Alexander Wang's version with leather detailing.